The Investables.ai blog
Investment research, made practical
Plain-language writing on how to read a stock, why every thesis needs a bull and a bear case, how to read a 10-K, how to compare two stocks and which risk flags to screen for. Educational only, not financial advice.
How to Read a Stock in 5 Minutes with a Research Checklist
How to read a stock in 5 minutes: a repeatable checklist covering the business, the numbers that matter, the bull and bear case, and the risk flags.
Bull Case vs Bear Case vs Base Case
Bull case vs bear case vs base case: how to build all three sides of an investment thesis, steelman the opposing view, and use the gap between them.
How to Read a 10-K (and What AI Can Summarize for You)
How to read a 10-K: a section-by-section guide to the annual report, what matters most, what to skim, and what AI can summarize for you.
How to Compare Two Stocks on the Metrics That Matter
How to compare two stocks the right way: the valuation, growth, profitability, and balance-sheet metrics that matter, plus a side-by-side worked example.
Risk Flags Every Investor Should Screen For Before Buying
Investment risk flags to screen for before buying: customer concentration, debt loads, dilution, and accounting red flags, with a practical checklist.
Can AI Predict the Stock Market? An Honest Answer
Can AI predict the stock market? No, and here is exactly why: non-stationary data, decaying signals, overfitted backtests. What AI is good at instead.
ChatGPT Stock Analysis and Where It Breaks Down
ChatGPT stock analysis, tested honestly: what it is genuinely good at, where it hallucinates numbers and misses live data, and the prompts that fix it.
How Do You Research Stocks? The Full Process, Stage by Stage
How do you research stocks properly? The full eight-stage process serious investors run before committing money, from business model to tracking triggers.
How Accurate Is AI Stock Prediction? The Honest Numbers
How accurate is AI stock prediction? Not dependably, and here is why the backtests that say otherwise are misleading, plus what AI gets right.
Is AI Stock Trading Profitable? What the Evidence Actually Says
Is AI stock trading profitable? For most retail traders, no. Why the pitch and the reality diverge, plus the one way AI genuinely improves your odds.
Should I Use AI to Pick Stocks? An Honest Answer
Should you use AI to pick stocks? Not to choose them for you, but yes to research them faster. The honest split, and how to keep your own judgment.
What Is the Best AI for Investing? How to Judge the Tools
What is the best AI for investing? Not the one that promises predictions. How to judge AI investing tools by what they can actually do well.
How to Write a Stock Research Report (With a Simple Structure)
How to write a stock research report that holds up: the six sections every report needs, what goes in each, and how to draft one fast.
What Is an Economic Moat? The 5 Types and How to Spot One
What is an economic moat, and why does it decide long-term returns? The five moat types, the numbers that reveal them, and the traps to avoid.
Fundamental Analysis vs Technical Analysis and Which to Use
Fundamental analysis vs technical analysis explained in plain English: what each one measures, when each works, and how investors choose between them.
How to Read an S-1 Filing Before an IPO
How to read an S-1 filing before an IPO: what the prospectus contains, the five sections that actually matter, and the red flags worth searching for by name.
How to Value a Stock Using Stock Valuation Methods
How to value a stock, step by step: the valuation methods that matter, how each formula works, and how to find the value of a share.
What Is Return on Invested Capital (ROIC)? A Plain-English Guide
What is ROIC, and why do great investors treat it as the single best measure of business quality? The formula, a worked example, and the traps.
Growth vs Value Investing and Which Style Fits You
Growth vs value investing explained: what each style means, how the two differ in practice, the evidence on returns, and how real portfolios blend them.
How to Research a Stock Before Buying in 7 Steps
How to research a stock before buying it: the seven checks that decide whether a company belongs in your portfolio, in the order a pro runs them.
How to Read a Balance Sheet for Investing (With an Example)
How to read a balance sheet: the three sections, the ratios that matter, a worked example, and the warning signs investors look for before buying a stock.
What Is a Good P/E Ratio for a Stock? Ranges and Context
What is a good P/E ratio for a stock, the normal range, whether high or low is better, how ranges differ by sector, and why a low P/E is so often a trap.
How to Read an Earnings Report Step by Step
How to read an earnings report: what is in the package, the order to read it in, why guidance moves the stock more than the quarter, and a repeatable checklist.
What Is Free Cash Flow? Formula, Margin and How to Use It
What is free cash flow, how to calculate it from the cash flow statement, what a good free cash flow margin looks like, and where the number misleads.
How to Spot a Value Trap with 7 Warning Signs
How to spot a value trap: the warning signs that separate a cheap stock from a broken one, where traps concentrate, and a ten-minute check to run before buying.
What Is FFO? Funds From Operations Explained for REIT Investors
What is FFO, how funds from operations is calculated, how it differs from AFFO and net income, and why REIT investors use price to FFO instead of the P/E ratio.
How to Read an Income Statement Line by Line
How to read an income statement line by line, what each margin tells you, the difference between operating and net income, and the lines where problems hide.
How to Analyze Bank Stocks with the Metrics That Matter
How to analyze bank stocks: net interest margin, deposit mix, credit quality, capital ratios and why banks are valued on price to tangible book value.
How to Read a Cash Flow Statement Section by Section
How to read a cash flow statement: what operating, investing and financing activities tell you, why net income and cash differ, and warning signs.
Bloomberg Terminal Cost 2026 and Price Per Seat
Bloomberg Terminal cost: about $31,980 per seat per year, $2,665 a month, dropping to $28,320 at two or more seats. Why it is priced that way, and alternatives.
Capital IQ Cost 2026 and S&P Capital IQ Price
Capital IQ cost: about $33,375 per user per year list, $10,000 to $50,000 negotiated. What drives the number, how it is negotiated, and what people use instead.
FactSet Pricing 2026 and Cost Per User Per Year
FactSet pricing: $4,000 to $30,000 per user per year by configuration, with two procurement datasets putting the median contract at $20,500 to $25,200.
PitchBook Cost 2026 and Subscription Pricing Per User
PitchBook cost: reported $12,000 to $20,000 per seat per year, median contract near $30,000 to $31,900. What drives the quote, and cheaper alternatives.
LSEG Workspace Cost 2026 and Refinitiv Eikon Price
Refinitiv Eikon is now LSEG Workspace. Cost: about $22,000 per user per year for a full seat, from $3,600 stripped back. Why published figures differ by 10x.
CB Insights Cost 2026 and Pricing Per Year
CB Insights cost: verified median contract is $46,984 a year, with real contracts from $24,748 to $184,986. What drives the quote, and cheaper alternatives.
Preqin Pricing 2026 and Preqin Pro Cost
Preqin pricing: around $50,000 a year for a working contract, per three procurement datasets. Why one widely quoted figure is off by 12x, and alternatives.
AlphaSense Pricing 2026 and Cost Per Seat
AlphaSense pricing explained: why two procurement datasets disagree by 7x, real per-seat costs, what expert calls add, and how to negotiate the quote.
Morningstar Direct Cost 2026 and Pricing Per User
Morningstar Direct cost in 2026 plans out at $23,000 to $30,000 for a first seat and $12,500 to $16,000 per added seat, with Advisory Suite and Investor priced too.
Moody's Analytics Pricing 2026 and Orbis Database Price
Moody's Analytics pricing from the published Orbis rate card and 93 US federal awards: Orbis database price per license, plus renewal escalators of 4.5% to 8%.
YCharts Pricing 2026 and Cost Per Month or Year
YCharts pricing in 2026: no public price list, and the $300 and $500 a month tiers everyone quotes were retired in 2023. Plan on $6,000 to $9,000 a user a year.
Visible Alpha Cost 2026 and Pricing Per User
Visible Alpha is quote-only, now sold as an S&P Capital IQ Pro add-on. What it costs to budget, who owns it, and why the $500m price everyone quotes is wrong.
Capital IQ Pro vs Orbis Pricing from Filed Rate Cards 2026
Capital IQ Pro and Orbis are the only enterprise company-data platforms with a real filed price list. Side by side, Orbis costs 3.6 to 5.9x more per seat.
Bloomberg vs FactSet Cost Per User and Pricing 2026
Bloomberg vs FactSet compared on real prices: $31,980 per Bloomberg terminal against about $23,646 per FactSet workstation, plus renewal escalators.
PitchBook Cost and Pricing vs Preqin Pricing Per Seat 2026
PitchBook cost runs $7,000 to $10,500 a seat on US contract records, and renewals have jumped 20% to 27.6% a year. Per-seat table, renewal math and Preqin compared.
AlphaSense vs Capital IQ Cost and Pricing Per User 2026
AlphaSense vs Capital IQ on verifiable prices: about $14,451 per audited Capital IQ seat and a filed GBP rate card, against no public AlphaSense figure at all.
Best Expert Networks for Private Equity by Cost 2026
Best expert networks for private equity compared on real cost: GLG audited SEC figures imply $25,600 per user, plus AlphaSights, Third Bridge and Guidepoint.
Bloomberg Terminal Price for Individuals Buying One Seat
Bloomberg Terminal price for individuals: $31,980 a year for a single seat against $28,320 each for two or more, on a two-year term. No personal tier exists.
Aiera Pricing 2026 with Aiera API Pricing and Seat Cost
Aiera pricing is quote-only: seats per user, API per feed. Its SEC filing puts revenue at $5M to $25M across about 200 clients, or $25k to $125k a client.
Rogo Pricing 2026 and Rogo AI Cost Per Seat
Rogo pricing is quote-only. The $3,300 per seat figure, checked against Rogo's 35,000 users, implies about $1,500 a user, before LSEG and PitchBook licenses.
Wokelo Pricing 2026 and Wokelo AI Cost Per Seat for Deal Teams
Wokelo pricing starts at $30,000 a year for five seats, about $6,000 per seat, per its founder. What usage and data add, and how it compares with Hebbia.
TIKR Pricing 2026 and Cost Per Month or Year
TIKR pricing from its own rate card: Plus $24.95, Pro $54.95, Ultimate $119.95 a month, or $17.95 to $79.95 billed yearly. Which plan is worth it.
Guidepoint Pricing 2026 with Hourly Rates and Subscription
Guidepoint pricing is quote-only, with no public fee on record. Budget from rivals: about $192,000 per GLG account, $754k to $2.2m for Third Bridge PE clients.
Individual Subscription Cost for Bloomberg, FactSet, CapIQ
Individual subscription cost for the five big research platforms. None has a personal plan, and the cheapest documented single seat runs about $10,603 a year.
Capital IQ for Individual Investors and What It Costs
Capital IQ for individual investors: no personal plan exists, and on S&P's only filed price list one user pays the five-user band, GBP 45,000 (about $61,500).
Finviz Elite Pricing 2026 and Elite Cost Per Month or Year
Finviz Elite pricing from its own page: $39.50 a month or $299.50 a year ($24.96 a month). What Elite adds, the 30-day refund rule and API cost.
Ready to put it to work? Explore AI stock screening and the bull and bear case generator, or compare plans.
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Informational only, not financial advice · past performance does not guarantee future results